How To Drive For Uber And Lyft With A Rental Car

How To Drive For Uber And Lyft With A Rental Car

Uber and Lyft are ridesharing services that compete with taxis and other transportation services. Passengers are able to hail an Uber or Lyft by using an app on their smartphone for less than the cost of hailing a taxi. Uber and Lyft do not own or operate the cars, so the drivers use their own approved car to transport passengers. 

How to drive for Uber and Lyft with a rental car: Uber and Lyft do not allow drivers to use rental cars unless they are from an approved rental company. Using an unapproved rental car can result in permanent deactivation. However, Uber offers vehicle solutions, and Lyft has an Express drive program that helps you find a car rental that qualifies for their rideshare service.

Driving for Lyft or Uber can be an easy way to earn money. However, there are a few requirements you need to meet in order to become qualified to drive. One of the main requirements is to have a car that is approved by Uber or Lyft, so here is what you should know.

Can You Drive Uber or Lyft With Someone Else’s Car?

With Uber and Lyft, yes, you can drive with someone else’s car; however, there are some requirements.

How It Works with Uber

  • Your name must be listed on the vehicle’s insurance. Some states only require your name appear on the insurance, while other states require your name to be listed on the registration a well.
  • The car description and license plate have to match the information on your account. So, when signing up to drive for Uber, you will have to sign up using that other person’s vehicle.

If you are already signed up with Uber, you can add another vehicle to your account as long as it meets Uber’s requirements.

How it Works With Lyft

With Lyft, the main concern seems to be the insurance, not so much the vehicle registration:

  • You can drive a vehicle that is not registered in your name  – as long as that vehicle is listed on your insurance policy.
  • You can also share a car with another Lyft driver as long as both your names are on the insurance.

Just as with Uber, you will have to either sign up using the borrowed car or later on add that car to your account as long as it meets Lyft’s requirements.

Lyft’s Drive Express Program

If you do not own a vehicle but would like to drive for Lyft, they offer a Drive Express program that helps you rent a car to begin driving in certain cities through their rental partners, Avis, Budget Group, Flexdrive, and Hertz.

The rental period length does not have a long-term commitment, and the insurance and maintenance of the vehicle are included in the rental cost.

However, because of the popularity of the program, there may be a delay until a vehicle is available because the vehicles are reserved on a first-come, first-served basis.

How To Become An Express Driver

To become an Express driver, you’ll have to apply to drive at https://www.lyft.com/expressdrive after checking if the Express Drive program is available in your city. If you were already an approved driver, visit the ‘Vehicles’ tab of your Driver Dashboard and hit ‘Rent a Vehicle.’

You need to be at least 25 years old and meet Lyft’s driving requirements.

Once you have been approved to drive, you will be able to schedule to pick up your rental vehicle and leave a refundable deposit.

The Express Drive rentals are not able to be used for other for-hire services like PostMates and Uber.

Uber’s Vehicle Solutions

Uber has paired up with a couple of companies that allow you to rent a car to drive for Uber. Those companies are Hertz and Getaround.

Hertz

Uber has teamed up with Hertz to offer car rental to drivers who would like to drive for Uber. This includes a vehicle, auto insurance, basic maintenance, and unlimited miles. Hertz has a lower credit requirement, making it easier to get approved for a Hertz car.

You can rent the car for $214 a week with a $200 refundable security deposit.

To sign up, you’ll have to create an account with Uber and tap on the ‘I need a car’ option. Or visit the “Vehicles” section of the Partner Dashboard. Under Hertz, choose “Rent a Vehicle.”

After that, you’ll then be able to choose a vehicle offer and set up a pickup appointment at a Hertz location.

Getaround

Getaround is another company that allows you to rent a vehicle in order to drive for Uber.

The hourly rate to rent one of their vehicles is $4 per hour. Or $239 per week if you rent for more than four weeks at a time.

Hourly and weekly rates are available for drivers in:

  • Atlanta
  • Boston
  • Denver
  • Los Angeles
  • Philadelphia
  • San Francisco Bay area
  • Washington, DC

They provide vehicle insurance, unlimited mileage, and 24/7 roadside assistance.

To begin, you’ll have to download the Getaround app and then sign up with Uber. Once you are approved with Uber, you will receive a download link to connect Uber with your Getaround app.

Once you are signed up with Uber and have connected with the Getaround app, you can begin to search cars that are available hourly or weekly. While searching for a car specifically for Uber, you need to make sure you have clicked the “drive with Uber” button to ensure you see the correct cars.

Standard Getaround cars are not available to be rented for Uber, and you should only book the cars that are listed in the “drive with Uber.”

Benefits Of Renting With Hertz For Uber Or Lyft

Whether you are waiting for your current vehicle to be repaired or if you want to rent a car to begin ridesharing and want to save money on vehicle maintenance, insurance, and mileage, Hertz comes with benefits that can save you money on those.

Here are some benefits of Hertz:

  • No long-term contract – Contracts can be as short as 7 days and up to 28 days with the option to renew
  • Standard maintenance is included – They’ll cover oil changes, tire rotations, and regular inspections. If you renew your contract after 28 days, they’ll do standard maintenance on it to ensure your rental is in good shape.
  • Unlimited mileage for driving with Uber or Lyft – There isn’t a limit on the number of miles you can to drive and no per-mile fee.
  • No additional insurance needed to drive with Uber or Lyft – The loss damage waiver is included in your rental rate so that any damage caused to the car rental is covered, so there’s no need to file a claim or pay a deductible
  • 24-hour roadside assistance – If you have a problem on the road, you can bring the rental to a Hertz location or call their 24-hour roadside assistance

Driver Requirements With Lyft

To become a driver for Lyft, you and your car have to meet their requirements:

Age – Varies by region. Here is a list of the age requirements for different regions.

Driving history – Some states require you to have at least a year of driving experience. Those states are:

  • California
  • Hawaii
  • Illinois
  • Massachusetts
  • Minnesota
  • Oregon
  • Pennsylvania
  • Vermont
  • Washington

DMV check – Potential drivers have to undergo a driving record check, the driver may become disqualified if their driving record shows:

  • More than three moving violations in the past three years
  • A single major moving violation in the past three years
  • A DUI or other drug-related driving violations in the past seven years
  • A serious driving-related conviction in the past seven years

Background check – With your consent, Lyft will conduct a background criminal check that searches national and county-level databases, local courthouse records, and the US Department of Justice Sex Offender Registry, and Federal Criminal Records databases.

You may be ineligible if your background check reveals you:

  • Are listed on the National Sex Offender registry
  • Have been convicted at any time of a violent crime
  • Have been convicted any time of a sexual offense
  • Have been convicted at any time of an act of terror
  • Have been convicted of driving under the influence of alcohol or drugs in the past seven years
  • Have been convicted of a disqualifying fraud-related offense in the past seven years
  • Have been convicted of a disqualifying drug-related offense in the past seven years
  • Have been convicted of a disqualifying theft or property damage offense in the past seven years

Lyft states that “laws governing disqualifying convictions vary significantly by jurisdiction, and the above list is not inclusive of all disqualifying convictions. You may be found ineligible for Lyft based on other types of records.”

Uber And Lyft Vehicle Requirements

Lyft and Uber have high safety standards for vehicles driving for them; these standards include meeting any city or state requirements.

Other requirements include:

  • The vehicle must be 10 years old or newer; this may vary by region
  • The vehicle must have 4 doors
  • The vehicle must have a  minimum of 4 seatbelts, not including the driver, with a maximum of 8 seatbelts
  • Must pass a mechanical vehicle inspection
  • Driver’s full name must be on the vehicle’s insurance

Vehicle Restrictions

Vehicles cannot have commercial markings or advertisements. Vehicles that do not qualify for Uber or Lyft services:

  • Full-size vans
  • Taxis or other marked vehicles
  • Salvaged or rebuilt vehicles

UberX Vehicle Requirements

UberX is the lowest-cost Uber service. Almost any 4-door vehicle that is 10 years old or newer will qualify as long as it is in good mechanical and cosmetic condition.

Requirements:

  • 10 years old or newer, 2009 in most cities
  • Must have seats and seatbelts for four passengers not including the driver
  • Four full doors. No center-opening rear doors

UberXL Vehicle Requirements

UberXL is a service that is intended for groups of 5-6 people with a much higher rate than the other options.

Requirements:

  • Must seat six passengers and contain six seatbelts, not including the driver
  • 2009 or newer

Uber Select Vehicle Requirements

Uber Select is where you go from everyday cars to entry-level luxury cars. To drive for Uber Select, you first have to:

  • Drive as UberX or UberXL and complete 50-100 trips
  • Maintain a 4.7-4.8 driver rating

Once those steps have been completed, Uber will send you an Uber Select request as an automatic update.

The vehicle has to meet the Uber Select requirements:

  • Comfortably fit four passengers
  • Higher-end sedans or Luxury SUV
  • Have leather or vegan leather
  • Needs five functional seatbelts
  • Must have A/C and heating that works

Driver Requirements With Uber

If you are thinking about driving for Uber, you will need to meet their requirements in order to begin:

  • You must be at least 21 years of age
  • Must be licensed to drive in the US for at least one year, or three years if you are under the age of 23
  • Have access to a four-door vehicle
  • Have in-state auto insurance with your name on the policy
  • In-state driver’s license
  • In-state license plate with current registration
  • Must have a social security number
  • Pass a background check and a driving record check

The background check will look at several different records:

  • County courthouse records for every county of residence for the past seven years
  • Federal courthouse record
  • The multi-state criminal database
  • Motor vehicle records
  • Social security trace
  • National sex offender registry

The criminal background check must meet certain conditions:

  • No convictions for a felony, violent crime, or sexual offense within the last seven years
  • Some non-violent felons are accepted

The driving record must meet certain conditions:

  • A minimum of one-year US licensing history. Three years of licensing history if under the age of 23. International driving experience does not count
  • A clean motor vehicle report with no more than three incidents in the past three years
  • No DUIs
  • No reckless driving
  • No speeding violations for driving 20 mph or higher above the speed limit in the past three years

Uber does not count international driving when examining your background. So even if you have a lot of driving experience internationally, you will still need to gain one year of US driving.

Uber will not accept drivers who have had major driving violations in the past seven years. That is reckless driving and DUIs but also:

  • Anything related to drug or alcohol while driving
  • Driving on a suspended license
  • Hit and run
  • Fleeing an officer
  • Use of vehicle to commit a felony

You cannot have more than three minor moving violations in the past three years; some of those violations include:

  • Speeding
  • Failure to yield
  • Illegal U-turn
  • Improper passing
  • Disobeying a traffic light
  • Driving with expired registration tags

Uber Account Status Meaning

When applying for Uber, you will have an account status that lets you know what stage of the processing your application is in. To check this, you can head to partners.uber.com to sign in, and then hover over your name and click the “My Profile” option.

Your account status will be listed under your name. There are five different Uber account statuses.

  • Active – This means you were accepted and are able to switch to driver mode and accept rides
  • Onboarding – This means that Uber is reviewing any documents or background checks
  • Waitlisted – This could mean that there were issues with the documents, or they are re-running a background check if you are an existing driver
  • Consider – This means that the background check is still under process or they are taking a closer look at your background check because there were issues
  • Rejected – This means you have been rejected as a driver or Uber has deactivated your account

How To Find Out If You Were Rejected By Uber Or Lyft

Both Uber and Lyft give vague answers when being asked how long it will take to know if you have been rejected or not. Uber claims that it will take seven to ten days, while Lyft says it can take several weeks.

Uber does not do a very good job of directly reaching out to drivers who have been rejected, but if you are accepted, you will get the confirmation email to congratulate you. So, if you do not hear anything back from Uber after a while, you may have to give them a call to check on the status of your application.

However, Lyft does a better job of directly contacting applicants about their results via text or email. If you have been rejected, they typically will state that they have decided to not move forward with an invitation to join their driver community.

You can also check the status of your application by logging on to the Uber or Lyft app. You can try turning on driver mode, and if allowed, that’ll show you were accepted.

Reapplying For Uber Or Lyft After Being Rejected

If your driver application for Uber or Lyft is rejected, they will not let you know why it got rejected and you will have to wait about 3-6 months before applying again. But your chances of becoming hired after a rejection is low.

There is not an official way to reapply to become a driver, but you can directly contact the companies to ask.

With Uber, you typically will have to wait two to four months, and with Lyft, it’s three to six months.

Reapplying For Uber

When reapplying for Uber, don’t fill out the normal application as you will get an error message stating that you already have an account.

To reapply, you should contact Uber Support and ask to reapply. You must wait at least three months for them to consider your reapplication and then they will let you know what you need to do. Go to help.uber.com and hit the “I have another account issue” option, which will give you a blank form to fill out.

Reapplying For Lyft

Just like Uber, Lyft does not provide a special application for people who want to reapply for a driving position. If you try to fill out an original application, you will get the same error message that you already have an account.

To reapply, you should contact Lyft Support and ask to reapply. You must wait at least six months for them to consider your reapplication.

To ask to reapply, go to help.lyft.com, and hit the “I am an applicant” option followed by “Check my application status,” then a box will appear where you will state your situation of wanting to reapply. 

Switch Or Add A New Vehicle

When driving for Uber and Lyft, you are able to drive more than one vehicle as long as they meet the requirements.

To add a new car to your account, you will need to download the required documents on that vehicle. Those documents include:

  • Vehicle inspection
  • Updated insurance – Needs the vehicle year, make, and model. Your name needs to be on it as the insured driver. The policy expiration date needs to be listed.

Insurance

Uber and Lyft require their drivers to have their own car insurance but they provide supplemental insurance coverage only when the app is on.

Uber and Insurance Coverage

With Uber, when the app is off, the driver is covered by their own personal car insurance. But when the app is on, a lower level of liability insurance will become active at first, and then when a trip is accepted, the level of liability becomes higher. This level will begin when the ride is accepted and last until the passenger leaves the vehicle.

Uber maintains the following car insurance on your behalf in case of a covered accident while you are available or waiting for a ride request

Third-party liability if your personal insurance doesn’t apply:

  • $50,000 in bodily injury per person
  • $100,000 in bodily injury per accident
  • $25,000 in property damage per accident

While on route to pick up passengers and during trips, Uber maintains the following car insurance on your behalf in case of a covered accident:

  • $1,000,000 third-party liability
  • Uninsured/underinsured motorist bodily injury
  • Contingent comprehensive and collision

What To Do If You Are Involved In An Accident While Driving For Uber

If you are in an accident while driving for Uber, they say the first thing you should do is check to make sure you and your passengers are okay and safe.

Then call 911 if necessary.

Whether it was your fault or not, contact Uber Support by going to the “help” section of the app than going to “Trip issues and adjustments,” and then “I got into an accident.”

Accident reports can be submitted here.

Lyft and Insurance Coverage

With Lyft, there are four coverages included in their insurance policies, which are in effect the moment you accept a ride request and until the ride has ended on the app.

  • Contingent liability
  • Primary automobile liability
  • Contingent comprehensive and collision
  • Uninsured/underinsured motorist (UM/UIM)

While the app is off, the driver will use their own personal car insurance.

The contingent liability works by covering the driver while the app is in driver mode, and the driver is waiting for a ride request. The policy has a:

  • $50,000 max limit per person
  • $100,000 max limit per accident
  • 25,000 max limit for property damage
  • There is no deductible

The primary liability insurance will act as the primary coverage from the time you accept a ride request until the time the ride has ended on the app. There is  $1,000,000 of coverage per accident.

The contingent collision coverage is used to cover any physical damages caused to your car resulting in an accident just as long as you have obtained collision coverage on your personal car insurance policy. This coverage will apply up to the actual cash value of your vehicle or the cost of the repair with a $2,500 deductible whether or not the accident was your fault.

Once you have accepted a ride request and an accident was to happen with a driver who is uninsured or underinsured and is ultimately at fault for bodily injury caused to you and/or a passenger, the UM/UIM coverage will apply.

Hertz Driver Coverage

Express Drive renter’s insurance coverage depends on which of these three periods the driver was in when the accident happened:

  • Personal driving
  • Waiting for a request
  • Ride in progress

For personal driving and while waiting for a ride request, Hertz will provide vehicle coverage, whether it was the driver’s fault or not with a $50,000 limit per vehicle and with a $1,000 deductible.

Also, while personal driving, Hertz provides coverage for bodily injury and property damage to third parties. In the event of an accident with an uninsured/underinsured motorist, Hertz provides coverage.

But, while waiting for a request, Lyft will provide coverage for bodily injury and property damage to third parties and also in the event of an accident with an uninsured/underinsured motorist. 

While the ride is in progress, Lyft provides vehicle coverage regardless of fault, actual cash value of the vehicle, or the cost of the repairs with a $1,000 deductible for which the driver is responsible. Lyft will also provide bodily injury and property damage coverage to third parties and/or passengers up to $1,000,000 per accident. Also, while the ride is in progress, Lyft will provide coverage in the event of an accident involving an uninsured/underinsured motorist.

Dan Ferrantelli

I'm Dan Ferrantelli. I discovered rideshare through my wife and daughter who used the service a full year before I decided to try it. Now I am a part-time Uber & Lyft driver and love sharing my experiences with others. I'm also an entrepreneur who has developed several businesses and I have a passion to write! I hope you enjoy the articles I post. Kind feedback is always welcome.

Recent Content